JoJo MoJo | You Need A Budget Pro - Personal Finance Software Program

Easy budgeting at last! | You Need A Budget Pro - Personal Finance Software Program

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	• You Need A Budget Pro - Personal Finance Software Program Windows \| You Need A Budget average customer review:based on 59 reviews view larger image
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highly recommended

The best budgeting methodology out there

I've used Quicken for over 10 years (and still do) but Quicken (and similar personal finance software) is absolutely incapable of doing budgeting. YNAB does budgeting beautifully and fills this glaring gap. The only reason I don't give it 5 stars is because YNAB reporting capabilities are very limited.

JoJo MoJo

I will leave the futures of YNAB to other reviews. This is an OK program but is defiantly not for everyone. The idea behind YNAB is great but delivery of that idea is short. Basically, YNAB tells you where you are spending your money and that is the main strength of it. This software is nothing more then a logbook, pencil, and calculator. You can also do the same thing with any quality spreadsheet program. Personally I like YNAB program but it dose require dedication on a day-to-day basis. I do believe that most of the positive reviewers are short-term users. After 4 or 5 months most user will have set YNAB aside or use it in a very reduced role as I do.

The reason for this is:
1) Time consuming. Get ready to put some time in this software. The best way to use this software is to put time into it every day. If you wait a week, assuming you have 5 or more transactions a day, plan on a long session with YNAB.

2)Little flexibility and what flexibility there is become confusing.

3)DO NOT USE IT AS A BANK ACCOUNT BALANCER. You can make some errors that you will not detect until its to late.

4)The import function is really basic but you will find it is better to manually enter the data each day.

If YNAB is not for you, it will not be the money you spent but the time you put into it that will be frustrating. On the other hand, if you can put the time in, it may be the answer you're looking for.

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Easy budgeting at last!

After years of using Quicken or MS Money, I finally stumbled upon this little gem. YNAB Pro has become the answer to my budgeting prayers. No more clunky not-user-friendly budgeting software (buh bye Money! See ya Quicken!). YNAB makes it easy to create a budget, track your money flow, and get a handle on your financial life. Like to download your transaction from your bank's site? Simple and easy to import into Pro. Follow Jesse's Rules to more stable finances. Overall, two big thumbs up. I highly recommend YNAB Pro!

reviews: 1, page 2, 3, 4, 5, 6, 7, 8, 9, 10, 11

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