Better than Quicken | You Need A Budget Pro - Personal Finance Software Program
software:
•
You Need A Budget Pro - Personal Finance Software Program
Windows |
You Need A Budget
average customer review:
based on 53 reviews
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highly recommended
Fantastic Budgeting Software
Great
budget
ing
pro
gram. The good thing about the
software
application is not only the software, but the 10 day course that comes with it. It seems that there was a great deal of time and energy put into developing all parts of this
program
. I bought a copy for myself and also one for my sister. I think I'm going to buy a copy for one of my other sisters as well. Again I can't say enough about how good this package is. I have saved much more money using it. It is well worth the $39.95. Keep up the good work! I look forward to seeing what's in the works next.
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YNAB Saved Me!
A bugdet to me used to mean spending several hours a week creating spreadsheets, trying to figure out my own math mistakes, and confusion with my wife not knowing how much we could spend. YNAB transformed my
budget
to something that I do 30 minutes a week, and I look forward to it. YNAB not only performs the
need
ed computations of a budget, but organizes them on easy to read spreads. The budgeting principles taught along with the
pro
gram truly saved my wife and I during a particularly hard month because we had a month's income saved to back us up. The start-up guide was extremely thorough and practical, I understood it despite not having much of a financial background. The money spent is nothing compared to the hours per week I save doing
finance
s.
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Better than Quicken
I still use Quicken but their
budget
ing feature leaves a lot to be desired. Tried an excel spreadsheet but that was lacking as well plus it was too easy for me to manipulate the numbers.
I'm happy with this
software
and would recommend it to people serious about getting on a budget and staying on one.
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Budget, schmudget
This
pro
gram is a must have to get your financial house in order. I was looking for this type of
program
since Money 2000! It gives you a roadmap of your
finance
s, where it was spent, how much of it and how much surplus you have. Every dollar/cent has a job (rule #2 per the guide), if not spent then save it, or pay extra on your credit cards. You won't be dissapointed with this God-sent utility.
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Just Great!
I've been looking for a good financial
pro
gram for years. I've attempted MS Money but it just didn't cut it. Reviews for Quicken have continued to go down...so I didn't even try it.
Then just last month, I stumbled into the world of YNAB. The dreaded '
budget
' is what matters most when it comes to household income. Fortunately, I was able to start the
program
well into YNAB's step 4. (Actually, I was only on step 2, because I didn't have the
software
to help me be certain I was giving every dollar a job.)
This software is just great. It has an automatic 'scheduler' function that will automatically show the inflow's and outflow's of my family $$, as many things such as paychecks, rent, utilities, and even tithing occur on a scheduled basis. It quickly shows how much total $$ we have available in our 'budget'. And there's many other features you can easily see over on ynab.com.
Finally, I should make note that this is not a checkbook register to tell you how much $$ you have in your account. Currently, it focuses on the essentials...your budget. However, the software is always being improved upon, and all updates are free. That's right...you won't have to purchase YNAB 2008...the new features will download for you automatically. Rumored future features include account designation abilities, so that you can not only budget appropriately, but then check the amount of $$ you have in each of your accounts, as well as many, many more.
Also, the author of YNAB has designed a 10-day budget boot-camp, to help you see the importance of the monthly budget, free via email. There's other free extras as well...you really have nothing to lose.
If you're living paycheck to paycheck...buy this software. If you are living in financial peace, but know you can be a better steward of your money...but this software. If you're frustrated with Quicken or Money...buy this software!
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