Me, too. Until I found this book.
About 7 years ago, our family was suffering from unbelievable money problems. Depressed and confused, I decided to stop by the bookstore and browse the personal finance section. There was only one problem. I didn't have twenty or thirty dollars to buy money management advice. I decided to get Mary's book and could not believe how many great examples and strategies she gave for reducing debt. By following Mary's instructions, our family quickly began reducing our debt and wiped out almost $ 20,000 of credit card bills within a few years. Her book is my money "Bible" and like scriptures in a holy work, I have highlighted paragraphs on almost every page that give insights into a subject that had always been beyond my control.
This book saved my marriage and brought me peace. I highly recommend it. . . to everyone.